Canadians may receive a GST/HST credit refund of up to $533 in January 2026, offering timely financial support as the new year begins. The payment is part of the federal GST/HST credit program administered by the Canada Revenue Agency, designed to help low- and modest-income individuals and families offset sales taxes.
Understanding the payment date, eligibility rules, and how the amount is calculated can help Canadians determine whether they qualify for the January 2026 GST/HST credit refund.
What Is the GST/HST Credit and Why It Matters
The GST/HST credit is a tax-free payment intended to reduce the impact of goods and services taxes on households with limited income. Rather than being claimed at checkout, the credit is issued directly by the government as periodic payments throughout the year.
The January 2026 GST/HST credit refund continues this support, helping eligible recipients manage everyday expenses such as food, utilities, and transportation.
Payment Date for the January 2026 GST/HST Credit
The GST/HST credit refund of up to $533 is scheduled to be issued in January 2026, following the CRA’s regular payment calendar. Most recipients who are enrolled in direct deposit can expect to receive the payment on the official payment date without delay.
Those who receive payments by cheque may experience slightly longer delivery times depending on mail processing.
Who Is Eligible for the $533 GST/HST Credit Refund
Eligibility for the January 2026 GST/HST credit depends on several factors, including income level, marital status, and family size. The credit is generally available to low- and modest-income Canadians who meet residency requirements and are at least 19 years old, or who have a spouse, partner, or child.
Eligibility is determined automatically based on information from the most recent tax return.
How the $533 GST/HST Credit Amount Is Calculated
The maximum GST/HST credit amount of $533 represents the upper limit for eligible individuals or households. The actual amount received may vary depending on income and household composition.
Families with children or couples may qualify for higher combined payments, while individuals with higher incomes may receive a reduced amount or no payment at all.
How the GST/HST Credit Is Paid
The GST/HST credit is paid automatically to eligible Canadians. No separate application is required, provided the individual has filed their income tax return. Direct deposit is the fastest way to receive the refund and helps avoid delays.
Recipients are encouraged to ensure their banking and personal details are up to date with the CRA.
What Canadians Should Do to Avoid Missing the Payment
To receive the January 2026 GST/HST credit refund, Canadians must file their tax return on time, even if they had little or no income. Keeping marital status, address, and banking information current is also essential.
Failing to file a tax return may result in missed or delayed payments.
Financial Impact of the January 2026 GST/HST Credit
For many households, the GST/HST credit refund provides meaningful financial relief. The additional funds can help offset rising living costs and provide extra support during the winter months when expenses tend to increase.
The credit plays a key role in Canada’s broader system of income-tested benefits.
Conclusion
The $533 GST/HST credit refund scheduled for January 2026 offers important financial assistance to eligible Canadians. By understanding payment dates, eligibility requirements, and how the credit is calculated, individuals and families can better prepare to receive this tax-free support. Filing taxes on time and keeping personal information updated remain the most important steps to ensure timely payment.
FAQs: $533 GST/HST Credit Refund – January 2026
1. Do I need to apply to receive the $533 GST/HST credit refund?
No application is required. If you file your tax return and meet the eligibility criteria, the CRA will issue the payment automatically.
2. When will the GST/HST credit payment be deposited in January 2026?
The GST/HST credit refund is scheduled for January 2026. Direct deposit recipients will receive it on the official payment date.
3. Why might my GST/HST credit be less than $533?
The $533 amount is the maximum. Your actual payment depends on income, marital status, and family size based on your latest tax return.